The Home at Last Access Program

ADDED ON November 21, 2014 0 COMMENTS

ARE YOU IN NEED OF EXTRA FUNDS FOR CLOSING COSTS OR DOWN PAYMENT TO BUY YOUR HOUSE?

If you are planning to buy your house in the areas of Summerlin South, Mountains Edge, Southern Highlands, Enterprise, Winchester or Whitney, but do not have enough funds for closing costs or down payment, The Home at Last Access program is the best option for you.

South-Carolina-Down-Payment-Assistance

Home at Last Access

Home at Last Access provides both down payment assistance in the form of a grant and a competitive mortgage rate. All cities in Nevada qualify except Henderson, Las Vegas, North Las Vegas, Paradise, Reno, Spring Valley, and Sunrise Manor. This program offers free cash down payment grant equal to 4% of loan amount, competitive 30-year fixed mortgage rate, instant home equity, and no asset limitations for homebuyers.

Qualifications

In order to qualify for this unique down payment assistance program you must have 640 minimum credit score and meet FHA, VA or USDA RD underwriting requirements. The household must fall below qualifying income of $95,000, and the home must fall below the maximum purchase price of $400,000. The buyer debt-to-income ratio must be below 45% and the home must be the primary residence.

A great first step is to take online homebuyer education and getting pre-approved by your lender . However, if you already placed an offer and are interested in opting for this program, you may ask your lender if they offer Home at Last. For more information about this program, call us now @ 702-858-8070 to direct you with certified lenders by Nevada Rural Housing Authority who will help you to expedite the financing process or contact Halinfo@nvrural.org. Our professional real estate team will answer all questions pertaining to the purchase @ homesinvegasnow@gmail.com. Homeownership is not a dream, we can help!

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